These general terms and conditions of use govern your use of the LoReF.com web site and services. You acknowledge that you have read and agree to these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, you are requested to immediately exit this site.

Please refer to these Terms and Conditions regularly for revisions. LoReF.com may at any time and without prior notice revise these Terms and Conditions by updating this posting. Your continued use of this site following posting of changes to these Terms and Conditions signifies that you accept these changes.

DISCLAIMER.

THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, ALL INFORMATION AND SERVICES MADE AVAILABLE ON THIS WEB SITE, IS PROVIDED �AS IS.� WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE WHATSOEVER REGARDING THE CONTENTS OR SERVICES OF THIS WEB SITE, OR HYPERTEXT LINKS TO OTHER OUTSIDE WEB SITES. WE DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND OR NATURE WHATSOEVER, INCLUDING, WITHOUT LIMITATION, WARRANTIES RELATED TO ANY COURSE OF DEALING, USAGE OR TRADE PRACTICE, AND IMPLIED WARRANTIES OF NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MOREOVER, WE DO NOT REPRESENT OR WARRANT THAT YOUR ACCESS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE AND MATERIAL ACCESSIBLE FROM THIS WEB SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THIS WEB SITE INCLUDES INFORMATION THAT IS SUBJECT TO CHANGE WITHOUT NOTICE. WHILE WE DESIRE THAT THE INFORMATION ON THIS WEB SITE BE UP-TO-DATE AND ACCURATE, IT IS YOUR SOLE RESPONSIBILITY TO CONFIRM THE ACCURACY, COMPLETENESS OR RELIABILITY OF SUCH INFORMATION. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OF THE INFORMATION OR SERVICES ON THIS WEB SITE OR THE ACCURACY OR RELIABILITY OF SUCH INFORMATION OR SERVICES.

TERMS OF USE OF SERVICES.

Who CANNOT use the services

Web sites that contain the following contents or are involved in activitities stated below cannot use neither the free service nor the paid service provided by LoReF.com

Web sites that contain any adult content nor link from or to any adult materials, including without limitation (a) explicit, vulgar or obscene language, (b) posting or referencing of sexually explicit images or other offensive content, or (c) promotion of adult services, such as phone sex or escort services;

Web sites that infringe on any intellectual property or other proprietary rights of a third party;

Web sites that contain content or functionality deemed inappropriate by LoReF.com including but not limited to (a) racial, ethnic, political, hate-mongering or otherwise objectionable content, (b) investment, money-making opportunities or advice not permitted under law, (c) gratuitous violence or profanity, (d) material that defames, abuses, or threatens physical harm to others or to you, (e) promotion of illegal substances or activities such as illegal online gambling, how to build a bomb, counterfeiting money, etc., (f) software pirating (e.g., Warez, Hotline), (g) �hacking� or �phreaking,� (h) any illegal activity whatsoever, (i) any questionable or controversial subject matter, or (j) any spoofing, redirecting, or trafficking from adult-related websites in an effort to gain traffic; and

Continuity of the free services
LoReF.com reserves the right to discontinue the free services without notice, or to deny service to any web site without any reason or justification. However, unless forced by circumstances beyond our control, we shall notify by email any service discontinuation to registered customers.

LIMITATION OF LIABILITY

LOREF.COM WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OR PERFORMANCE OF, OR THE INABILITY TO USE, THE LOREF.COM WEB SITE OR INFORMATION, SERVICES OR FUNCTIONS ON SUCH SITE, EVEN IF LOREF.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL LOREF.COM�S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS WEB SITE.

Security of LoReF.com's Web Site
Please be advised that the security of the Internet cannot be guaranteed and therefore your privacy thereon cannot be assured. LoReF.com is not responsible for any unauthorized access to communications that you submit over the Internet.

Links
LoReF.com provides links to other outside web sites. LoReF.com is not responsible for such linked web sites or the content of any of the linked web sites. LoReF.com provides these links as an additional resource for its web site users and makes no representations regarding the content of any linked web site or any companies that own, control or manage the linked web sites. Consequently, LoReF.com is not responsible for the accuracy, relevancy, copyright compliance, legality or decency of material contained in, programs used by, or services or products offered by, web sites linked to from this web site.

Copyright
All content included on this site is the property of LoReF.com or its affiliates and is protected by copyright law. You may not produce, publish, transmit, distribute, display, modify, create derivative works from, or exploit in any way, in whole or in part, any of the contents of this site or any related software without the prior written consent of LoReF.com or unless authorized under these Terms and Conditions.

Trademarks
All State Lottery names such as ARIZONA LOTTERY, COLORADO LOTTERY, CALIFORNIA LOTTERY, etc., and the respective game names under the state lotteries, such as PICK 3, PICK 5, and THE PICK, for Arizona, are the property of the corresponding state lottery. All other names, graphics and logos displayed on this web site are the property of or have been licensed by LoReF.com and may not be used without the prior written permission of LoReF.com. LoReF.com does not permit the use of its name, graphics or logos in advertising, as an endorsement for any product or service, or for any other purpose, commercial or otherwise, without LoReF.com�s prior written approval.

Privacy
Please review the LoReF.com's Privacy Policy.

Indemnification

You hereby agree to defend, indemnify and hold harmless LoReF.com and its affiliates, employees and agents, if any, from and against all claims and expenses, including attorneys' fees, arising out of your use of this web site.

� 2008 LoReF.com. All Rights Reserved.